FCA vs HMRC: Who Rules the Register?
Author: James Borley, Director of Payment Services In my experience advising firms across the payments and e-money sector, one of the most persistent areas of confusion concerns Anti-Money Laundering (AML) registration and supervision in […]
Cryptoassets: FATF Risks and the UK’s Emerging Regulatory Framework
Overview Cryptoassets continue to attract increasing regulatory attention as their use expands across financial services, payments and decentralised finance (“DeFi”). While these technologies present opportunities for innovation, regulators remain concerned about potential financial crime risks, […]
FCA Good and Poor Practice – Sustainable Investment Labels
The FCA has issued a further communication designed to support firms implementing the UK’s Sustainability Disclosure Requirements labels (SDR) investment labelling regime. The publication sets out examples of good and poor practice in pre-contractual disclosures […]
FCA Enforcement Watch 1: Transparency, Priorities, and Global Coordination in 2026
The FCA’s first Enforcement Watch newsletter of 2026 outlines the current priorities of its enforcement function and clarifies how the regulator is implementing its revised publicity policy following the June 2025 updates to […]
FCA Advances Advice Guidance Boundary Review – Targeted Support Poised to Bridge the Support Gap
The FCA has moved forward with one of the most significant reforms in its regulatory approach to consumer financial support in recent years: the Advice Guidance Boundary Review (AGBR) – Targeted Support Policy Sprint. […]
Sequencing the Future: The UK’s Payments Forward Plan
Author: James Borley, Director of Payment Services On 26 February 2026, the Payments Vision Delivery Committee published the UK’s first Payments Forward Plan; a three-year sequenced roadmap for payments policy aimed at […]
Complyport Congratulates MAPePay on Securing its FCA EMI Licence
London, March 9, 2026 – Complyport, the global RegTech, Governance Risk and Compliance powerhouse, is proud to announce that another of its clients, MAPePay Solutions, has successfully obtained its FCA licence as an Electronic Money Institution (EMI). MAPePay, a specialist payment solution, represents a significant addition […]
Mind and management – Don’t Lose Your Head (Office)!
Authors: Joel Bailey, Consultant James Borley, Director of Payment Services Last week the FCA published a series of helpful videos aimed at helping prospective applicants for authorisation or registration in the payments and digital […]
Open Banking’s Next Frontier: FCA/PSR cVRP Prioritisation Statement
Author: James Borley, Director of Payment Services In the ongoing evolution of UK payments infrastructure, the recent publications from the Financial Conduct Authority (FCA) and the Payment Systems Regulator (PSR) (specifically their 15 January 2026 letter to […]
Ready, Willing and Organised: Proving Day-One Operational Readiness
Author: Joel Bailey, Consultant Why This Matters Obtaining authorisation from the FCA isn’t permission to start building, it’s permission to operate. For payment and e-money firms, gaps in day-one readiness can translate quickly into […]