FS25/6: MCA – Mortgage Rule Review – Feedback & Roadmap
The FCA has published FS25/6: Mortgage Rule Review: Feedback to DP25/2 and Roadmap. The Mortgage Rule Review aims to modernise and simplify rules, support sustainable homeownership, widen access to mortgages, enhance laterlife lending, and futureproof […]
Six Months to Strengthen Safeguarding: What Payment Firms Must Do Before the FCA Deadline
With just six months remaining until the Financial Conduct Authority’s (FCA) strengthened safeguarding rules come into force under Policy Statement PS25/12: “Changes to the Safeguarding Regime for Payments and E-Money Firms” […]
MLR Registration and the Evolution of UK Crypto Regulation
Author: James Borley, Director of Payment Services On 23 January 2026, the Financial Conduct Authority (FCA) published Consultation Paper 26/4 (CP26/4), setting out detailed proposals on how the FCA Handbook should apply to […]
FCA 2025/60 Tackling NonFinancial Misconduct (CP25/18 and PS25/23)
The FCA’s Instrument FCA 2025/60 implements changes arising from CP25/18: Tackling non-financial misconduct in financial services and its associated PS25/23: Tackling non-financial misconduct in financial services | FCA, which aim at enhancing conduct expectations across […]
FCA MultiFirm Review: Best Execution in UK Listed Cash Equities – Wholesale Banks
The FCA has published a multifirm review examining best execution by wholesale banks in UK listed cash equities. Eight major banks were assessed against obligations under COBS 11.2A and related governance, monitoring, and […]
FOS updates interest on compensation awards from January 2026
As of 1 January 2026, a New interest rate now applies to compensation awards . The Financial Ombudsman Service (FOS) introduced this change following a consultation held last year on the interest rate applied to redress awards. […]
Gentium UK Joins Complyport – A Crypto Regulation Powerhouse
Complyport Strengthens Crypto, Financial Crime and Asset seizure Capabilities with Gentium UK. We are pleased to announce that Complyport, part of the ComplyMAP Group, has officially agreed to acquire Gentium UK Limited, a specialist consultancy […]
FCA Publish CP25/38 – Enhancing Liquidity Risk Management: What UCITS and NURS Managers Need to know
The FCA has published CP25/38: Enhancing fund liquidity risk management to consult on proposals designed to strengthen the liquidity risk management framework for authorised funds, specifically UCITS schemes and Non-UCITS Retail Schemes (NURS). The […]
Consumer Duty in Practice: Compliance Implications of the FCA’s Response to the Which? Super-Complaint
In December 2025, the Financial Conduct Authority (“FCA”) published its formal response to a super-complaint lodged by consumer champion Which?, concerning persistent consumer harm in the UK home and travel insurance markets. […]
UK Crypto Regulation Advances
The UK is accelerating the development of its cryptoasset regulatory framework, with the Financial Conduct Authority (“FCA”) granting approval to ClearToken as the first regulated, centralised cryptoasset clearing house, and the Bank of England (“BoE”) launching […]