Payment Services Permission vs Proposition: Getting the Regulatory Perimeter Right
By Joel Bailey, Consultant, Complyport When seeking authorisation or registration from the Financial Conduct Authority (FCA), one of the most common causes of delay in Payment Institution (PI) or Electronic Money Institution (EMI) applications is a mismatch between […]
FCA Applications: What Does ‘Complete’ Really Mean?
When speaking with prospective clients, and at various industry fora, there is often reference made to applications to the Financial Conduct Authority (FCA) for authorisation and, importantly, “how long will […]
The FCA’s “Gateway to Growth”
‘We are Open for Business’ The Financial Conduct Authority (FCA) has set out a renewed vision for authorisation and regulatory engagement in its recent “Gateway to Growth” event. Senior FCA leaders used the forum to provide a […]
FCA Guidance Consultation GC26/2: Applying the Consumer Duty to Cryptoasset Firms
The UK’s FCA has published GC26/2: Application of the Consumer Duty to cryptoasset firms, providing detailed guidance on how the Consumer Duty should be applied to firms offering cryptoasset products to retail customers. This consultation is […]
The FCA’s New Crypto Regulatory Era
On 29 January 2026, the Financial Conduct Authority (FCA) held is introductory webinar for the New Regime for Cryptoassets Regulation – Authorisations, providing greater clarify on the future regulation of cryptoassets in the UK. As Cryptoassets move into […]
The FCA’s Vision for the Mortgage Market
The UK mortgage market is undergoing transformation, and the Financial Conduct Authority (FCA) is setting the tone for a future that serves homebuyers, innovators and later-life borrowers alike. The FCA unveiled a bold set of […]
Cryptoasset Consumer Research 2025: Key Findings from the FCA
The Financial Conduct Authority’s (FCA) Cryptoasset Consumer Research 2025 (Wave 6) offers one of the most comprehensive insights to date into how UK consumers are engaging with cryptoassets. As the market matures and regulatory […]
How AI, Data Sharing and Crypto are Reshaping AML in 2026
The financial crime landscape is shifting rapidly. Firms are facing more sophisticated fraud, evolving regulatory expectations and the rapid growth of digital assets. These pressures are making 2026 a pivotal year […]
Regulatory Initiatives Grid: December 2025
The December 2025 Regulatory Initiatives Grid, published by the Financial Services Regulatory Initiatives Forum, sets out the two-year regulatory pipeline for the UK financial services sector. The Grid features 124 live initiatives, coordinated across nine regulatory […]
Welcome to the FCA Crypto Gateway. Finally!
Author: James Borley, Director of Payment Services After years of talking about a cryptoasset regime in the UK, and having been overtaken in that regard by most other jurisdictions, notably […]