CP26/29: FCA Proposes a Tailored Regulatory Regime for Captive Insurance
The FCA has published CP26/29 “A tailored regime for captive insurance”, setting out its proposed regulatory framework for captive insurers operating in the UK. The consultation is an important step […]
UK Financial Services Supervision: A Brief History of Time
Author: James Borley, Director of Payment Services By any measure, the UK’s approach to financial services supervision has undergone profound transformation since the modern regulatory era began in 1988. What started as a largely […]
Ensuring Compliance with Non-Financial Misconduct Regulations
Author: Nicola Christofides, Director of Financial Crime Understanding Non-Financial Misconduct The growing emphasis on non-financial misconduct, which encompasses issues such as harassment, discrimination and breaches of ethical standards, requires firms, […]
SM&CR Phase 1 Reforms: From CP25/21 to PS26/6 – What Changed in the Final Rules?
The publication of the FCA’s Policy Statement PS26/6 marks the culmination of the first phase of reform to the Senior Managers and Certification Regime (SM&CR). While the direction of travel was clearly […]
FCA Takes Next Steps Toward Enforcement Action Against Hartley Pensions and an Individual
Importance of Protecting Pension Holders Pensions represent the long-term savings and financial security of individuals, often built over decades of contributions. When pension operators fail to act with integrity or […]
The FCA’s Cryptoasset Perimeter Consultation (CP26/13): The Journey Continues
Author: James Borley, Director, Payment Services By any measure, the UK’s approach to cryptoasset regulation has reached an inflection point. It is now no longer a matter of ‘if’ but ‘when’. With […]
FCA Targets Multiple Representation in Motor Finance Claims
On 4 February 2026, the Financial Conduct Authority (“FCA”) issued a Dear Chief Executive Officer (“Dear CEO”) letter to motor finance lenders outlining its expectations and required actions to address emerging risks […]
Event: Extension of SM&CR Forum
Extension of SM&CR Forum On 26th July 2017, the FCA published its long-awaited Consultation Paper (CP17-25) on the extension of the Senior Managers and Certification Regime (SM&CR), which focuses on […]