SM&CR Phase 1 Reforms: From CP25/21 to PS26/6 – What Changed in the Final Rules?

The publication of the FCA’s Policy Statement PS26/6 marks the culmination of the first phase of reform to the Senior Managers and Certification Regime (SM&CR). While the direction of travel was clearly […]
FCA Takes Next Steps Toward Enforcement Action Against Hartley Pensions and an Individual

Importance of Protecting Pension Holders Pensions represent the long-term savings and financial security of individuals, often built over decades of contributions. When pension operators fail to act with integrity or […]
The FCA’s Cryptoasset Perimeter Consultation (CP26/13): The Journey Continues

Author: James Borley, Director, Payment Services By any measure, the UK’s approach to cryptoasset regulation has reached an inflection point. It is now no longer a matter of ‘if’ but ‘when’. With […]
FCA Targets Multiple Representation in Motor Finance Claims

On 4 February 2026, the Financial Conduct Authority (“FCA”) issued a Dear Chief Executive Officer (“Dear CEO”) letter to motor finance lenders outlining its expectations and required actions to address emerging risks […]
Event: Extension of SM&CR Forum

Extension of SM&CR Forum On 26th July 2017, the FCA published its long-awaited Consultation Paper (CP17-25) on the extension of the Senior Managers and Certification Regime (SM&CR), which focuses on […]