FCA Annual Work Programme 2026/27: Regulatory Priorities and What They Mean for Firms
The FCA’s Annual work programme 2026/27 reinforces a clear direction of travel: a regulatory approach that is increasingly outcomes-focused, data-led, and aligned with supporting UK growth and competitiveness. Alongside this, the FCA […]
Regulatory Priorities for Payments: Clarity, Consolidation and Accountability
Author: James Borley, Director of Payment Services As previously heralded, the Financial Conduct Authority (“FCA”) Regulatory Priorities Report for Payments (“the Report”) forms part of the FCA’s broader shift away from fragmented portfolio (“Dear CEO”) letters toward a consolidated suite of […]
FCA GC26/2: Applying the Consumer Duty to Cryptoasset Firms
Overview The Financial Conduct Authority (“FCA”) has published Guidance Consultation GC26/2 (“GC26/2”), setting out clear expectations on how firms undertaking regulated cryptoasset activities must apply the Consumer Duty. While the cryptoasset market offers innovation and growth opportunities, its complexity, volatility and […]
Strengthening Consumer Understanding in Financial Services
The UK financial services landscape continues to evolve under the Consumer Duty framework (PRIN 2A), with the Financial Conduct Authority (FCA) placing clear emphasis on ensuring customers have a sufficient […]
PS26/1 and the Future of BNPL
With the publication of Policy Statement PS26/1: Regulation of Deferred Payment Credit (Unregulated Buy Now Pay Later); the Financial Conduct Authority (FCA) set out its final rules for regulating Deferred Payment Credit (DPC), commonly know as […]
FCA Enforcement Watch 1: Transparency, Priorities, and Global Coordination in 2026
The FCA’s first Enforcement Watch newsletter of 2026 outlines the current priorities of its enforcement function and clarifies how the regulator is implementing its revised publicity policy following the June 2025 updates to […]
FCA Targets Multiple Representation in Motor Finance Claims
On 4 February 2026, the Financial Conduct Authority (“FCA”) issued a Dear Chief Executive Officer (“Dear CEO”) letter to motor finance lenders outlining its expectations and required actions to address emerging risks […]
FCA Advances Advice Guidance Boundary Review – Targeted Support Poised to Bridge the Support Gap
The FCA has moved forward with one of the most significant reforms in its regulatory approach to consumer financial support in recent years: the Advice Guidance Boundary Review (AGBR) – Targeted Support Policy Sprint. […]
Consumer Duty: FCA Call for Input
The Financial Conduct Authority (“FCA”) in July 2024 published a Call for Input to assess the impact of the Consumer Duty rules on businesses and consumers and to understand how […]
Funeral Plans – Navigating the Regulatory Landscape
Funeral Plan Providers and Intermediaries came under regulatory oversight by the Financial Conduct Authority (“FCA”) on 29 July 2022. The goal of the FCA in regulating this sector was to […]