Why Financial Preparedness Matters for FCA Authorisation
Seeking FCA authorisation is a pivotal moment for any firm operating in regulated financial services. But too many firms stall or are delayed due to sloppy, incomplete or inconsistent financial […]
Keeping Consumer Duty at the Heart of the Future of Credit: A Compliance Perspective
As consumer credit undergoes a significant transformation, compliance teams stand at the forefront of a pivotal decade. The Consumer Duty is no longer simply a regulatory framework or a tick-boxing […]
FCA to lift ban on crypto ETNs to support UK growth and competitiveness
Overview In a significant regulatory shift, the UK’s Financial Conduct Authority (“FCA”) has proposed lifting the ban on offering crypto exchange-traded notes (“cETNs”) to retail investors. This marks a […]
Navigating the Rise of AI Advisers: What Compliance Teams Need to Know
The news that Aida, a digital adviser has successfully completed the Chartered Insurance Institute’s Diploma in Financial Advice, outperforming both ChatGPT and human advisors, marks a pivotal moment in the […]
Consumer Duty: Reshaping the Future of Financial Firms
In a financial services landscape marked by rising consumer expectations and regulatory scrutiny, firms that adapt early to change not only protect themselves, but they build trust, enhance operational resilience […]
A Timely Caution for UK Investors from the FCA
The Financial Conduct Authority (FCA) has issued a warning call to investors across the UK financial market. Individuals are increasingly being drawn into high-risk schemes promoted by firms that are […]
HM Treasury Draft MLRs Amendments: Enhancing the UK’s AML/CTF Regime
The HM Treasury has published the draft Money Laundering and Terrorist Financing (Amendment and Miscellaneous Provision) Regulations 2025 on 2 September 2025. This follows the government’s consultation on ‘Improving the […]
Authorisation Made Simple: FCA’s Guide to Good vs Poor Practice
When applying for an authorisation with the Financial Conduct Authority (“FCA”), the quality of your application determines whether you move swiftly towards approval or face repeated scrutiny and costly delays. […]
FCA CP25/25: Application of Handbook Rules to Regulated Cryptoasset Activities
The Financial Conduct Authority (FCA) has published Consultation Paper CP25/25 on 17 September 2025, seeking feedback on proposals to extend existing FCA Handbook rules to firms carrying out regulated cryptoasset […]
A New Era for Open Banking: The FCA’s Vision for the Future Entity
The UK has been a global pioneer in open banking, transforming how individuals and businesses interact with their financial data. From seamless account aggregation to innovative payment solutions, open banking […]